Effective Date: 11/23
Genesis Global Investment Group (“we,” “us,” “our”) respects your privacy and is committed to protecting the personal information you share with us. This Privacy Policy outlines how we collect, use, disclose, and safeguard your information when you interact with us as a commercial mortgage loan brokerage firm. Please read this policy carefully to understand our practices regarding your information.
1. Information We Collect
We may collect the following types of information from you:
- Personal Information: Name, address, email address, phone number, Social Security Number, Tax Identification Number, and other identifiers.
- Financial Information: Bank account details, credit history, income statements, and other financial documents necessary for loan applications.
- Business Information: Company name, business address, organizational structure, and financial performance data.
- Transaction Information: Details of loans or financial transactions you engage in through us.
- Technical Information: IP addresses, browser types, and cookies when you visit our website.
2. How We Use Your Information
We use the information we collect for the following purposes:
- To evaluate and process your commercial mortgage loan applications.
- To communicate with you regarding your inquiries and transactions.
- To comply with legal, regulatory, and contractual obligations.
- To improve our services, website functionality, and customer experience.
- To conduct internal business operations, such as audits and fraud prevention.
3. Information Sharing and Disclosure
We do not sell or rent your personal information. However, we may share your information in the following scenarios:
- With Service Providers: Third-party service providers who assist us in processing loans, performing credit checks, and other business functions.
- With Financial Institutions: Lenders, banks, or investors involved in your loan transaction.
- With Legal and Regulatory Authorities: To comply with applicable laws, regulations, legal processes, or enforceable governmental requests.
- Business Transfers: In the event of a merger, acquisition, or sale of our business, your information may be transferred as part of the transaction.
4. Data Security
We implement appropriate technical and organizational measures to safeguard your information against unauthorized access, disclosure, alteration, or destruction. However, no method of data transmission or storage is completely secure. While we strive to protect your information, we cannot guarantee its absolute security.
5. Your Privacy Choices
You have the following rights concerning your personal information:
- Access and Correction: Request access to or correction of your personal data.
- Opt-Out: Opt-out of marketing communications at any time.
- Data Deletion: Request the deletion of your personal information, subject to legal and contractual obligations.
- Cookie Preferences: Manage your cookie preferences via your browser settings.
To exercise these rights, please contact us using the information provided below.
6. Retention of Information
We retain your information only as long as necessary to fulfill the purposes outlined in this Privacy Policy, comply with legal obligations, resolve disputes, and enforce agreements.
7. Third-Party Links
Our website may contain links to third-party websites. We are not responsible for the privacy practices or content of such sites. We encourage you to review their privacy policies before providing any personal information.
8. Changes to This Privacy Policy
We may update this Privacy Policy from time to time to reflect changes in our practices or legal requirements. The updated version will be posted on our website with the effective date. We encourage you to review this policy periodically.
9. Contact Us
If you have any questions, concerns, or requests regarding this Privacy Policy, please contact us at:
Genesis Global Investment Group
2900 Westchester Ave. Purchase, NY 10577
914-432-4373
info@genesisglobalinvestmentgroup
Acknowledgment
By interacting with us, you acknowledge that you have read, understood, and agreed to this Privacy Policy.
Blog Privacy Policy
Who we are
Suggested text: Our website address is: https://genesisglobalinvestmentgroup.com.
Comments
Suggested text: When visitors leave comments on the site we collect the data shown in the comments form, and also the visitor’s IP address and browser user agent string to help spam detection.
An anonymized string created from your email address (also called a hash) may be provided to the Gravatar service to see if you are using it. The Gravatar service privacy policy is available here: https://automattic.com/privacy/. After approval of your comment, your profile picture is visible to the public in the context of your comment.
Media
Suggested text: If you upload images to the website, you should avoid uploading images with embedded location data (EXIF GPS) included. Visitors to the website can download and extract any location data from images on the website.
Cookies
Suggested text: If you leave a comment on our site you may opt-in to saving your name, email address and website in cookies. These are for your convenience so that you do not have to fill in your details again when you leave another comment. These cookies will last for one year.
If you visit our login page, we will set a temporary cookie to determine if your browser accepts cookies. This cookie contains no personal data and is discarded when you close your browser.
When you log in, we will also set up several cookies to save your login information and your screen display choices. Login cookies last for two days, and screen options cookies last for a year. If you select “Remember Me”, your login will persist for two weeks. If you log out of your account, the login cookies will be removed.
If you edit or publish an article, an additional cookie will be saved in your browser. This cookie includes no personal data and simply indicates the post ID of the article you just edited. It expires after 1 day.
Embedded content from other websites
Suggested text: Articles on this site may include embedded content (e.g. videos, images, articles, etc.). Embedded content from other websites behaves in the exact same way as if the visitor has visited the other website.
These websites may collect data about you, use cookies, embed additional third-party tracking, and monitor your interaction with that embedded content, including tracking your interaction with the embedded content if you have an account and are logged in to that website.
Who we share your data with
Suggested text: If you request a password reset, your IP address will be included in the reset email.
How long we retain your data
Suggested text: If you leave a comment, the comment and its metadata are retained indefinitely. This is so we can recognize and approve any follow-up comments automatically instead of holding them in a moderation queue.
For users that register on our website (if any), we also store the personal information they provide in their user profile. All users can see, edit, or delete their personal information at any time (except they cannot change their username). Website administrators can also see and edit that information.
What rights you have over your data
Suggested text: If you have an account on this site, or have left comments, you can request to receive an exported file of the personal data we hold about you, including any data you have provided to us. You can also request that we erase any personal data we hold about you. This does not include any data we are obliged to keep for administrative, legal, or security purposes.
Where your data is sent
Suggested text: Visitor comments may be checked through an automated spam detection service.