Genesis Global Investment Group is a premier brokerage firm specializing in commercial hard money loans and private equity financing. We are headquartered in Purchase, New York, and operate across all 49 states in the United States.

We offer a wide range of commercial loan products, including hard money loans, bridge loans, cash-out/rate & term refinance, fix-and-flip loans, construction loans, and private equity financing tailored to meet the unique needs of our clients.

Our services cater to real estate investors, developers, and business owners looking for commercial financing. Whether you are an experienced investor or new to real estate, we can structure financing solutions for your projects.

We pride ourselves on our ability to provide fast, flexible, and tailored financing solutions. With deep industry expertise, a nationwide network, and competitive terms, we help our clients achieve their financial goals efficiently

Yes, we provide commercial financing solutions to clients in all 49 states.

You can apply for a loan by visiting our website and completing the online application form. Alternatively, you can contact our office directly to discuss your financing needs with one of our specialists.

Generally, you will need:

- A completed loan application
- List of real estate owned
- Three years of tax returns (Business and personal accounts)
- Investor business proposal or executive summary
- Proof of business registration (ex. EIN, Articles of organization, Operating agreement)
- Three months of recent bank statements/personal financial statements (to confirm funds for the down payment and closing costs)
- Scope of work & permits (A detail break down of the renovation budget)
- Purchase contract and addendums
- Photo Id & SS# (ex. Copy of Driver license)
- Documentation for any collateral, if applicable

** Depending on the type of commercial loan, additional specific documents may be required. If that's the case, we will provide you with a list of the necessary documents.

The processing time varies depending on the complexity of the loan. Hard money loans and bridge loans are typically approved within 7-14 days, while more complex financing may take longer (15-30 days average).

Yes, we perform credit checks as part of our due diligence. However, we take a holistic approach to evaluating your application and consider factors beyond credit scores.

When evaluating fees in commercial lending, borrowers should be aware of a variety of costs.

Here’s an overview of common fees associated with commercial loans:
- Origination fees: Usually a percentage of the loan amount, ranging from 0% to 2%
- Appraisal fees: $2,000 to $10,000+, depending on the property type and size.
- Credit report fees: $100 (credited at closing)
- Underwriting fees: Includes application fee or charged separately, $2,500. App Fee is $495 (credited at closing)/Underwriting Fee is $1995
- Title fee: $2,500+ for title search/$15,000 for title insurance.
- Inspection fee: $0.03-0.10 per square foot
- Broker fees: Usually a percentage of the loan amount, a flat rate of 2.5%.
- Legal fees: (varies)
- Environmental fee: $2,000 to $6,000 or more
- Processing fee: $1995.
Fees may vary based on loan specifics. Contact us for a personalized quote.

Interest rates depend on factors such as:

- The type of loan
- The creditworthiness of the borrower
- The lender's policies
- Property location
- Market condition

Rates can be fixed or variable. (Typically 8% to 12%)

The min and max loan amount depends on the specific loan product, the value of the collateral, and your financial profile. Generally the amount ranges from $75k to $10m+.

See our Commercial Loan Programs to see min and max an amount.

Contact us for a personalized evaluation.

Our LTV ratios typically range from 60% to 85%, depending on the loan type and collateral.

Yes, early repayment is typically allowed. However, some loans may have prepayment penalties. Please review the loan terms for specific details.

Yes, we offer refinancing options to help you lower your interest rate, adjust loan terms, or access equity for additional projects.

Our website offers tools such as loan calculators, resources for understanding loan terms, and industry insights to help borrowers navigate the financing process.

You can check the status of your application by logging into your account on our website or by contacting your assigned loan officer directly.

Absolutely. We offer free consultations to discuss your financing needs and explore the best solutions for your projects.

Click link to Schedule A free Consultation with Our Expert

Missing a payment can result in late fees and potential default. It is essential to contact us immediately if you foresee any issues so we can work with you to find a solution.

We perform credit checks as part of our evaluation process. These checks are conducted with your consent and are designed to ensure that we provide you with suitable financing options.

Yes, all our loan products adhere to federal and state lending regulations to ensure transparency and fairness.

We take your privacy seriously and do not share your personal information with third parties without your consent. For more details, please review our Privacy Policy.

Yes, we welcome partnerships with Brokers and Lenders. Please contact us to discuss collaboration opportunities.

Yes, we work with first-time investors to provide tailored financing solutions and guidance to help them succeed in their ventures.

You can reach our customer support team via email, phone, or the contact form on our website. Our team is here to assist you with any questions or concerns.

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