Terms and Conditions
Effective Date: 11/23
Welcome to Genesis Global Investment Group (“we,” “us,” “our”). By accessing or using our services as a commercial mortgage loan brokerage firm, you agree to comply with and be bound by the following terms and conditions (“Terms”). Please read these Terms carefully before engaging with our services.
1. Scope of Services
Genesis Global Investment Group provides brokerage services for commercial mortgage loans, including assisting clients with finding suitable lenders, evaluating loan options, and facilitating loan applications. We do not guarantee loan approvals or specific terms, as these are determined by the lending institutions.
2. Eligibility
To use our services, you must:
- Be at least 18 years old.
- Provide accurate and complete information during the application process.
- Comply with all applicable laws and regulations.
3. Client Responsibilities
You agree to:
- Provide truthful, accurate, and complete information necessary for loan applications.
- Promptly notify us of any changes to your contact or financial information.
- Use our services only for lawful purposes.
4. Fees and Payments
- Fees for our brokerage services will be disclosed in a written agreement prior to the commencement of services.
- Payments must be made in accordance with the agreed terms.
- Late payments may incur additional charges as specified in the agreement.
5. Confidentiality and Privacy
We are committed to protecting your personal and financial information. Our Privacy Policy governs how we collect, use, and safeguard your data. By using our services, you consent to the practices outlined in our Privacy Policy.
6. Limitations of Liability
- We are not responsible for the decisions or actions of lending institutions, including loan approval or denial.
- We are not liable for any indirect, incidental, or consequential damages arising from your use of our services.
- Our total liability for any claims related to our services is limited to the fees you paid us for the services in question.
7. Indemnification
You agree to indemnify and hold us harmless from any claims, liabilities, damages, or expenses (including legal fees) arising from your breach of these Terms or misuse of our services.
8. Termination
We reserve the right to terminate or suspend your access to our services at any time, without prior notice, for:
- Breach of these Terms.
- Violation of applicable laws or regulations.
- Engaging in fraudulent or unethical behavior.
9. Intellectual Property
All content on our website and materials provided during our services, including text, graphics, logos, and software, are the property of Genesis Global Investment Group or its licensors. You may not reproduce, distribute, or use such content without our prior written consent.
10. Governing Law and Dispute Resolution
- These Terms are governed by the laws of [Insert Jurisdiction].
- Any disputes arising from these Terms or our services shall be resolved through binding arbitration in accordance with the rules of [Insert Arbitration Body].
11. Changes to These Terms
We may update these Terms from time to time to reflect changes in our practices or legal requirements. The updated version will be posted on our website with the effective date. Continued use of our services constitutes your acceptance of the revised Terms.
12. Contact Us
If you have any questions or concerns about these Terms, please contact us at:
Genesis Global Investment Group
2900 Westchester Ave. Purchase, NY 10577
914-432-4373
info@genesisglobalinvestmentgroup
Acknowledgment
By using our services, you acknowledge that you have read, understood, and agreed to these Terms and Conditions.